It is often painful to financial health to be in a major car accident when personal injury claims are not properly processed, leaving victims of car accidents in a pit of debt. One of the first steps to take when you incur injuries is to have a quality legal team of attorneys who can guide you through the recovery process.
Dennis & King Law is one of Chattanooga’s most well known firms that specialize in personal injury claims for automobile accidents and trucking accidents.
Sometimes accidents are not our fault. Sometimes they partly are. Having car accident lawyers to help work through the mess that often follows an accident can remove some of the burdens that you might be feeling. Dennis & King specialize in helping clients after they experience a major accident on the roadway. There are different types of accident cases that might happen.
Car Insurance Coverage Types For Injury Claims
Before seeking compensation for your car accident claim, you should understand which types of coverage will apply to your personal injuries.
The different types of insurance claims you may be covered under include:
- Bodily Injury Liability Coverage: Bodily injury liability coverage is provided is applied when the other driver is at fault for the car accident. In cases like these, your own liability policy will NOT cover your personal injuries.
- Personal Injury Protection (PIP): PIP is most commonly called “no-fault insurance”, which differs from liability, where PIP insurance pays for your medical costs up to the policy’s limits (regardless if you are at fault or not).
- Medical payments coverage (MPC): MPC pays for medical expenses (medical bills only) regardless of who is at fault. MPC is similar to PIP with the exception that it does not cover funeral expenses, lost income, or loss of services.
- Uninsured/Underinsured Motorist Coverage: This type of insurance is applied to bodily injury claims when you’ve been either the victim of a hit and run accident, or hit by a driver who possesses either no insurance or all or limitations for paying personal injury compensation that does not cover the personal injury expenses you’ve incurred.
Dennis & King Law will speak with you over what you are entitled to receive during the trial. If the accident was not your fault, having the facts of the case clearly noted will put you at an advantage when determining your case in court. Dennis & King have an info page on their website that refers to steps that you can take to keep your body healthy after an accident.
Protecting Your Finances After A Car Accident
Saving some money on the side in an emergency fund can help when these things occur. The insurance company can often get you some reimbursement payment for car damage. Having the information about the accident very clear is good for the insurance call as well.
Dennis & King look forward to serving you and your family. Our goal is that you will walk away from this accident much better and in a healthier condition. A vehicle accident is a tragedy that no one likes to see happen. Lawyers like Dennis & King are in business to make sure that your needs are not ignored.